* {
  box-sizing: border-box;
}

body {
  font-family: Arial, sans-serif;
  margin: 0;
  padding: 0;
  background-color: #f4f4f4;
}


.container {
  width: 80%;
  margin: auto;
  overflow: hidden;
}

.container form {
  padding: 10px;
  background: #fff;
  border: 1px solid #dee2e6;
  border-radius: 5px;
}

header {
  background: #0c6cbc;
  color: #fff;
  padding-top: 30px;
  min-height: 70px;
  border-bottom: 1px solid #eaeaea;
  text-align: center;
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 20px;
}

.header-left,
.header-right {
  flex: 1;
}

.header-center {
  flex: 2;
  text-align: center;
}

.logo {
  height: 80px;
  width: auto;
  margin-left: -100px;
}

label {
  display: block;
  margin: 10px 0 5px;
  color: #034184;
  font-size: 14px;
}

.form-field,
.form-field select {
  width: 100%;
  padding: 10px;
  margin: 10px 0;
  border: 1px solid #dee2e6;
  border-radius: 5px;
  font-family: Arial, sans-serif;
}

.form-field::placeholder {
  color: #000;
  opacity: 1;
}

.error {
  color: red;
  text-align: center;
  margin: 10px 0;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  grid-template-areas:
      "insured_name       intermediary         sum_insured"
      "make               body_type            benefits"
      "year_of_manufacture driver_age          benefits"
      "payment_frequency  is_electric          benefits";  
  grid-gap: 10px;
}

.payment-group  { grid-area: payment_frequency; }
.electric-group { grid-area: is_electric;       }


.benefits-group {
  grid-area: benefits;
  grid-row: 2 / span 2;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  margin-top: 0;
}


.input-group { display: flex; flex-direction: column; }


.benefit {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  margin: 4px 0;
}


.container form input[type="submit"],
.btn {
  background: #0c6cbc;
  color: #fff;
  border: 0;
  padding: 8px;
  border-radius: 5px;
  cursor: pointer;
  width: 50%;
  font-size: 16px;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 10px auto;
  grid-column: 1 / -1;
  text-decoration: none;
}

.container form input[type="submit"]:hover,
.btn:hover {
  background: #0256a3;
}

/* ------------------  DISCLAIMER  ------------------ */
.disclaimer {
  width: 100%;
  grid-column: 1 / span 3;
  font-style: italic;
  color: #666;
  margin-top: 10px;
  padding: 10px;
  border-top: 1px solid #dee2e6;
  font-size: 12px;
}

.summary-container {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: flex-start;
  margin: 20px auto;
  padding: 15px;
  background: #fff;
  border: 1px solid #dee2e6;
  border-radius: 5px;
  width: 95%;
}

.summary-basic-info,
.summary-premium-details {
  flex: 1;
  margin: 5px;
  padding: 10px;
  border: 1px solid #dee2e6;
  border-radius: 5px;
  font-size: smaller;
}

.summary-item,
.premium-item,
.premium-total {
  margin-bottom: 10px;
}

.modal {
  display: none;
  position: fixed;
  z-index: 999;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  width: 400px;
  background: #fff;
  padding: 20px;
  border-radius: 10px;
  box-shadow: 0 4px 8px rgba(0,0,0,0.1);
}

.modal-content {
  padding: 20px;
  text-align: center;
}

.close {
  color: red;
  float: right;
  font-size: 24px;
  font-weight: bold;
  cursor: pointer;
}

.hidden { display: none !important; }
.shown  { display: flex; }


@media (max-width: 768px) {
  .container              { width: 95%; }
  .summary-container      { flex-direction: column; }
  .summary-basic-info,
  .summary-premium-details { margin: 5px 0; }
}